What is Routing number?
A routing number is a number that in the US, banks and other foundation use to identify themselves.
A routing number is 9 digit number and its find on the bottom of the check.
Routing numbers differ for checking and savings accounts, prepaid cards, IRAs, lines of credit, and wire transfers.
All banks usually have separate routing numbers for each of the states in the US.
The purpose of the routing number is checks (cheques), fund transfers, direct deposits, e-payments, online payments, and other payments to the correct bank branch.
How to identify the Routing number
Routing number always start either with 0,1, 2 or 3
|TYPE OF WIRE TRANSFER||NFCU ROUTING NUMBER|
|Domestic Wire Transfer||322271041|
|Domestic Wire Transfer||256074974|
NAVY FEDERAL CREDIT UNION
Navy Federal Credit Union (or Navy Federal) is a US credit union headquartered in Vienna, Virginia.
chartered and regulated under the authority of the National Credit Union Administration (NCUA).
Navy Federal is the largest natural member (or retail) credit union in the United States, both in asset size and in membership.
The Navy Federal Credit Union does not participate in the Swift System.
For an international wire, the foreign institution will need to have a correspondent bank here in the U.S.
Navy Federal does not charge a fee for receiving an incoming bank wire; however,
the other financial institution and/or correspondent bank may charge fees for sending the wire.
Please note that Navy Federal does not have an IBAN or a Swift Code since we do not participate in the Swift system.”
SWIFT codes are not necessary for incoming transfers to Navy Federal. Only an ABA routing number and the account number are required